{"id":"6bc292ff-98db-4d4b-b83a-a16edaa8aabe","authors":[{"author":{"id":"b9b87ed4-c831-4528-b095-a540cd51af28","openalex_id":"crossref:author:alaa_al_obaid","orcid":null,"display_name":"Alaa al Obaid","works_count":1,"cited_by_count":0,"h_index":0,"last_institution":null,"country_code":null},"position":"first"}],"concepts":[],"publisher_name":null,"publisher_website_url":null,"publisher_info":null,"bib_extra":[],"journal_info":{"id":"fec1905e-74fe-4b13-9aa6-ba6f48e73441","slug":"jurnal-fiqh","sjr_quartile":"Q3","sjr_score":0.127,"sjr_year":2025,"sjr_history":{"2025":{"score":0.127,"quartile":"Q3","categories":["Religious Studies (Q3)"]}},"jif":null,"jif_quartile":null,"jif_year":null,"doaj_seal":false,"is_curated":false,"ulke":"MY","url":null,"h_index":3},"raw_data":{"abstract_tr":"Bu araştırma, Hemen Al, Sonra Öde (BNPL) hizmetlerinin artan popülaritesini ve bunların İslami Şeriat ilkeleriyle uyumunu keşfetmektedir. Bu hizmetler Müslümanlar arasında yaygınlaştıkça, finansal işlemlerde Şeriat yasalarına uyum sağlamak önemlidir. Çalışma, BNPL'nin riba (faiz), gharar (belirsizlik) ve adaletle ilgili kurallara uyumunu değerlendirme gerekliliğini vurgulayarak, bunların İslami hukuk açısından izin verilebilirliğini netleştirmeyi amaçlamaktadır. Araştırma, Şeriat kaynaklarını, fetvaları ve alimlerle yapılan görüşmeleri inceleyen analitik bir hukuk yaklaşımı kullanmaktadır. Ana bulgular","title_en":"من منظور الشريعة الإسلامية: دراسة فقهية تحليلية (BNPL) تقييم خدمات اشتر الآن وادفع لاحقًا Evaluation of Buy Now, Pay Later (BNPL) Services from Islamic Sharia Perspective: An Analytical Jurisprudence Study","abstract_source":"harvest"},"openalex_id":"crossref:10.22452/fiqh.vol21no2.4","doi":"10.22452/fiqh.vol21no2.4","title":"من منظور الشريعة الإسلامية: دراسة فقهية تحليلية (BNPL) تقييم خدمات اشتر الآن وادفع لاحقًا Evaluation of Buy Now, Pay Later (BNPL) Services from Islamic Sharia Perspective: An Analytical Jurisprudence Study","publication_year":2024,"type":"article","cited_by_count":1,"is_open_access":false,"pdf_url":null,"abstract":"This research explores the growing popularity of Buy Now, Pay Later (BNPL) services and their alignment with Islamic Sharia principles. As these services gain traction among Muslims, it is essential to ensure compliance with Sharia laws in financial transactions. The study highlights the necessity to evaluate BNPL’s adherence to rules regarding riba (interest), gharar (uncertainty), and fairness, aiming to clarify their permissibility under Islamic jurisprudence. The research employs an analytical jurisprudential approach, reviewing Sharia sources, fatwas, and interviews with scholars. Key findings suggest that while some BNPL contracts conflict with Sharia due to interest charges and fees, they can be adapted to comply by removing these elements and promoting transparency. The study underscores the importance of educating companies and consumers on Sharia-compliant models and consulting scholars to develop alternative financing solutions that align with Islamic values.","source_name":"Jurnal Fiqh","source_issn":"2289-7518","volume":null,"issue":null,"first_page":null,"last_page":null,"language":"en","url":"https://fiqh.um.edu.my/index.php/fiqh/article/view/53826","is_relevant":true,"thesis_level":null,"title_tr":"İslami Şeriat Perspektifinden: Analitik Bir Hukuksal Çalışma","license_code":null,"license_url":null,"doi_status":"unknown","doi_last_checked":null,"merged_at":null,"lens_id":"162-407-238-270-510","patent_cited_by_count":null,"oa_colour":"Gold","created_at":"2026-04-20T20:34:07.850585+03:00","updated_at":"2026-05-20T20:58:28.217619+03:00","publisher":null,"merged_into":null}